Applications / Mortgage Analytics / Lenders / California / San Joaquin Power Employees Credit Union / Competition
San Joaquin Power Employees Credit Union
Fresno, CA · Credit union · NCUA · $179 million assets · 32 loans in 2025
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32
loans originated, 2025
46
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who San Joaquin Power Employees Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FRESNO, CA, 2025
San Joaquin Power Employees Credit Union ranks 177th of 409 lenders in Fresno, CA, with $2.7M lent: 0.0% of a $5.72B market.
Fresno, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and San Joaquin Power Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
San Joaquin Power Employees Credit Union ranks 347th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $2.4M lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and San Joaquin Power Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN LUIS OBISPO-PASO ROBLES, CA, 2025
San Joaquin Power Employees Credit Union ranks 210th of 312 lenders in San Luis Obispo-Paso Robles, CA, with $920K lent: 0.0% of a $2.52B market.
San Luis Obispo-Paso Robles, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and San Joaquin Power Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
San Joaquin Power Employees Credit Union ranks 521st of 606 lenders in San Francisco-Oakland-Fremont, CA, with $850K lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and San Joaquin Power Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — STOCKTON-LODI, CA, 2025
San Joaquin Power Employees Credit Union ranks 290th of 401 lenders in Stockton-Lodi, CA, with $745K lent: 0.0% of a $5.50B market.
Stockton-Lodi, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and San Joaquin Power Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
San Joaquin Power Employees Credit Union ranks 671st of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $255K lent: 0.0% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and San Joaquin Power Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — VALLEJO, CA, 2025
San Joaquin Power Employees Credit Union ranks 273rd of 363 lenders in Vallejo, CA, with $600K lent: 0.0% of a $3.45B market.
Vallejo, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and San Joaquin Power Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — VISALIA, CA, 2025
San Joaquin Power Employees Credit Union ranks 247th of 281 lenders in Visalia, CA, with $235K lent: 0.0% of a $1.95B market.
Visalia, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and San Joaquin Power Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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