Applications / Mortgage Analytics / Lenders / Michigan / Ross Mortgage / Competition
Ross Mortgage
Troy, MI · Non-bank lender · CFPB · 1,034 loans in 2025
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1,034
loans originated, 2025
1,385
applications, 2025
16
states and territories
0
gaps bigger than at similar lenders
Who Ross Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DETROIT-WARREN-DEARBORN, MI, 2025
Ross Mortgage ranks 36th of 599 lenders in Detroit-Warren-Dearborn, MI, with $137.8M lent: 0.6% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ross Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
Ross Mortgage ranks 204th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $17.0M lent: 0.1% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ross Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — JOHNSON CITY, TN, 2025
Ross Mortgage ranks 18th of 287 lenders in Johnson City, TN, with $16.5M lent: 1.3% of a $1.25B market.
Johnson City, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ross Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — FLINT, MI, 2025
Ross Mortgage ranks 25th of 285 lenders in Flint, MI, with $15.4M lent: 1.0% of a $1.61B market.
Flint, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ross Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — KINGSPORT-BRISTOL, TN-VA, 2025
Ross Mortgage ranks 24th of 324 lenders in Kingsport-Bristol, TN-VA, with $13.8M lent: 0.9% of a $1.54B market.
Kingsport-Bristol, TN-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ross Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WINCHESTER, VA-WV, 2025
Ross Mortgage ranks 189th of 303 lenders in Winchester, VA-WV, with $555K lent: 0.0% of a $1.16B market.
Winchester, VA-WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ross Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JACKSON, TN, 2025
Ross Mortgage ranks 149th of 248 lenders in Jackson, TN, with $405K lent: 0.0% of a $897.7M market.
Jackson, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ross Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — GADSDEN, AL, 2025
Ross Mortgage ranks 115th of 190 lenders in Gadsden, AL, with $325K lent: 0.1% of a $438.6M market.
Gadsden, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ross Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Ross Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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