Applications / Mortgage Analytics / Lenders / New York / Reliance First Capital / Competition
Reliance First Capital
Melville, NY · Independent non-bank lender · CFPB · 3,953 loans in 2025
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3,953
loans originated, 2025
4,966
applications, 2025
38
states and territories
0
gaps bigger than at similar lenders
Who Reliance First Capital competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Reliance First Capital ranks 183rd of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $117.7M lent: 0.1% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Reliance First Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CLEVELAND, OH, 2025
Reliance First Capital ranks 31st of 577 lenders in Cleveland, OH, with $78.3M lent: 0.7% of a $11.41B market.
Cleveland, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Reliance First Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Reliance First Capital ranks 117th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $40.4M lent: 0.1% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Reliance First Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Reliance First Capital ranks 234th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $28.4M lent: 0.1% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Reliance First Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PITTSBURGH, PA, 2025
Reliance First Capital ranks 73rd of 571 lenders in Pittsburgh, PA, with $26.5M lent: 0.2% of a $11.33B market.
Pittsburgh, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Reliance First Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GAINESVILLE, GA, 2025
Reliance First Capital ranks 169th of 336 lenders in Gainesville, GA, with $1.3M lent: 0.1% of a $1.67B market.
Gainesville, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Reliance First Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MONTANA, 2025
Reliance First Capital ranks 287th of 372 lenders in non-metro Montana, with $535K lent: 0.0% of a $3.53B market.
non-metro Montana is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Reliance First Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ATHENS-CLARKE COUNTY, GA, 2025
Reliance First Capital ranks 209th of 316 lenders in Athens-Clarke County, GA, with $480K lent: 0.0% of a $1.33B market.
Athens-Clarke County, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Reliance First Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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