Applications / Mortgage Analytics / Lenders / Illinois / Redbrand Credit Union
Bartonville, IL · Credit union · NCUA · $73.8 million assets · 27 loans in 2025
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27
loans originated, 2025
40
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Redbrand Credit Union, a Peoria-area lender that has reported since 1990, makes a steady trickle of small refinance loans and nothing else.
All 27 of its loans in 2025 were refinances, and all were conventional. Its typical loan was $55,000, against $95,000 at similar lenders, meaning credit unions making between half and twice as many loans. That put it among the lowest tenth of them. Its total lending came to $1.6 million.
It has made between 21 and 35 loans in every year since 2018. Its count rose 29% in 2025, from 21 the year before, but that rise rests on a handful of loans and is too small to read much into.
All of its lending is in Illinois, across 5 counties, centered on Peoria, where it ranked 90 of 289 lenders. With so few loans, its shares of lending to lower-income borrowers and poorer neighborhoods move a lot from year to year and say little. It made no higher-priced loans (a rate well above the average for similar loans), and its typical rate, 6.75%, was the same as its peers'.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Redbrand Credit Union took 40 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 100.0%
Conventional 100.0% · of 27 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 27 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Peoria | 25 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493006EB8YM4CB8V697 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 136598 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560346 | 1990–2017 |
Established 1 January 1952. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Redbrand Credit Union's data.
Redbrand Credit Union's data
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Redbrand Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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