Applications / Mortgage Analytics / Lenders / Utah / RANLife / Competition
RANLife
Sandy, UT · Independent non-bank lender · CFPB · 972 loans in 2025
RANLife's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
972
loans originated, 2025
1,465
applications, 2025
29
states and territories
0
gaps bigger than at similar lenders
Who RANLife competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SALT LAKE CITY-MURRAY, UT, 2025
RANLife ranks 20th of 363 lenders in Salt Lake City-Murray, UT, with $139.7M lent: 1.1% of a $12.49B market.
Salt Lake City-Murray, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RANLife in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — OGDEN, UT, 2025
RANLife ranks 23rd of 308 lenders in Ogden, UT, with $53.8M lent: 0.8% of a $6.38B market.
Ogden, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RANLife in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PROVO-OREM-LEHI, UT, 2025
RANLife ranks 34th of 319 lenders in Provo-Orem-Lehi, UT, with $48.6M lent: 0.6% of a $7.84B market.
Provo-Orem-Lehi, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RANLife in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO UTAH, 2025
RANLife ranks 74th of 349 lenders in non-metro Utah, with $16.0M lent: 0.3% of a $6.01B market.
non-metro Utah is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RANLife in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ST. GEORGE, UT, 2025
RANLife ranks 54th of 261 lenders in St. George, UT, with $8.4M lent: 0.3% of a $2.88B market.
St. George, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RANLife in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC, 2025
RANLife ranks 233rd of 489 lenders in Hilton Head Island-Bluffton-Port Royal, SC, with $1.5M lent: 0.0% of a $3.64B market.
Hilton Head Island-Bluffton-Port Royal, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and RANLife in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SCRANTON--WILKES-BARRE, PA, 2025
RANLife ranks 241st of 395 lenders in Scranton--Wilkes-Barre, PA, with $540K lent: 0.0% of a $2.15B market.
Scranton--Wilkes-Barre, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and RANLife in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — HICKORY-LENOIR-MORGANTON, NC, 2025
RANLife ranks 250th of 374 lenders in Hickory-Lenoir-Morganton, NC, with $520K lent: 0.0% of a $2.28B market.
Hickory-Lenoir-Morganton, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and RANLife in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
RANLife's data
$215
RANLife and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy RANLife's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]