Faster growth
Its loans rose 21%, to 1,889. Similar lenders (independent non-bank lenders making between half and twice as many loans) grew 9%, and the whole market 10%. Home purchases made up 81.5% of its loans.
Applications / Mortgage Analytics / Lenders / Massachusetts / Radius Financial Group
Radius Financial Group
Norwell, MA · Independent non-bank lender · CFPB · 1,889 loans in 2025
Radius Financial Group's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,889
loans originated, 2025
2,401
applications, 2025
21
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Radius Financial Group, a Massachusetts lender to home buyers, grew more than twice as fast as similar lenders in 2025 and gained ground in Providence and on Cape Cod.
Gaining at home
In Providence-Warwick its share rose to 0.6% from 0.2%. On Cape Cod, in Barnstable Town, it rose to 0.8% from 0.6%, ranking it 26 of 369 lenders. In Boston it ranks 32 of 664. It has lent in all three since 2004.
A Pennsylvania outpost
Its strongest showing outside New England is York-Hanover, which it entered in 2020. It now ranks 13 of 379 lenders there, with a 1.8% share. It lends in 21 states and 82 metros, and added Winchester and Pueblo in 2025.
A mainstream book
Its loans look much like its peers'. Loans insured by the Federal Housing Administration (FHA) were 19.9%, against 22.3% at similar lenders. Low- and moderate-income borrowers took 31.9%, against 28.2%. Its typical loan was $345,000, against $315,000, and its typical rate, 6.62%, matched theirs.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
1,889 loans in 2025, against a peak of 4,712 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Radius Financial Group took 2,401 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
81.5% of its 2025 loans were purchase loans; 75.2% were conventional loans.
Purchase 81.5% · Refinance 18.4% · Other 0.1%
Conventional 75.2% · FHA 19.9% · VA 4.3% · USDA (RHS or FSA) 0.6% · of 1,889 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
21 states, 82 metros, 205 counties
| State | Loans | Share |
|---|---|---|
| Massachusetts | 912 | 48.3% |
| Pennsylvania | 474 | 25.1% |
| Maryland | 101 | 5.3% |
| North Carolina | 74 | 3.9% |
| New Hampshire | 71 | 3.8% |
| Georgia | 66 | 3.5% |
| Florida | 48 | 2.5% |
| Rhode Island | 42 | 2.2% |
| Texas | 26 | 1.4% |
| Maine | 23 | 1.2% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Boston | 439 |
| York-Hanover | 222 |
| Providence-Warwick | 170 |
| Cambridge-Newton-Framingham | 134 |
| Worcester | 80 |
| Springfield | 68 |
| Baltimore-Columbia-Towson | 65 |
| Harrisburg-Carlisle | 55 |
| Barnstable Town | 51 |
| Atlanta-Sandy Springs-Roswell | 39 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GCEUZLVML1J263 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3868582 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 71517600004 | 2004–2017 |
Established 20 September 1999. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Radius Financial Group's data.
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