Applications / Mortgage Analytics / Lenders / California / PrideCo Loans
Newport Beach, CA · Non-bank or government lender · CFPB · 40 loans in 2025
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40
loans originated, 2025
40
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
PrideCo Loans is a small Newport Beach lender whose 40 loans in 2025 look like investor or business lending rather than ordinary home loans: none has a stated purpose and none carries a borrower's income.
Every loan was conventional, and every one was filed with its purpose marked not applicable. No borrower income was reported, so its lending to lower-income borrowers cannot be measured. That pattern fits lending to investors or businesses, though the record does not say so outright.
Its typical loan was $950,000, against $385,000 at similar lenders (lenders of the same type making between half and twice as many loans). About a quarter of its loans, 24.3%, were jumbo (larger than the conforming limit), against 3.1% at the typical peer. Its typical rate, 10.00%, was well above peers' 6.81%, which would fit loans to investors or businesses rather than to households buying a home to live in.
It made 26 loans in 2024 and 40 in 2025, a rise of 54% while similar lenders fell 11%. It lends in four states and eight metros, with California its biggest state. With so few loans, its share of every market it serves, from Los Angeles to Denver, rounds to nothing.
Half its loans went to majority-minority neighborhoods, against 24.1% at similar lenders, and 28.2% to poorer neighborhoods (low- and moderate-income, or LMI, tracts). On 40 loans, these shares can swing a long way from year to year.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2024–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. PrideCo Loans took 40 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Not applicable 100.0%
Conventional 100.0% · of 40 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 31 | 77.5% |
| Colorado | 7 | 17.5% |
| Arizona | 1 | 2.5% |
| Tennessee | 1 | 2.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 18 |
| Anaheim-Santa Ana-Irvine | 6 |
| Denver-Aurora-Centennial | 6 |
| San Diego-Chula Vista-Carlsbad | 6 |
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
| Phoenix-Mesa-Chandler | 1 |
| Pueblo | 1 |
| San Jose-Sunnyvale-Santa Clara | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900ABIIEL07U0EA82 | 2024–2025 |
Established 5 October 2017. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: PrideCo Loans's data.
PrideCo Loans's data
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PrideCo Loans and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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