Applications / Mortgage Analytics / Lenders / Minnesota / Premier Bank
Maplewood, MN · State non-member bank · FDIC · $1.1 billion assets · 30 loans in 2025
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30
loans originated, 2025
32
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Premier Bank, a Maplewood, Minnesota, bank that has reported since 1990, makes a few dozen home loans a year in the Minneapolis-St. Paul area, and they are larger than most similar banks' loans.
The bank was founded in 1974 as Maplewood State Bank and took its present name in 1988. It made 30 loans in 2025 and 32 in 2024, against 42 at the typical similar lender (state non-member banks making between half and twice as many loans). It filed no HMDA reports for 2020 to 2022, a gap in the record rather than years without lending.
Its typical loan was $305,000, against $175,000 at similar banks, larger than at about four in five of them. With 30 loans, though, a few large ones can move that figure.
Purchases made up 56.7% of its loans and refinances 23.3%, with home improvement and other purposes making up the rest. All were conventional rather than government-backed. Its lending reached seven counties, in one metro and in non-metro Minnesota. It ranks 207 of 688 lenders in Minneapolis-St. Paul-Bloomington, a market led by Bell Bank and United Wholesale Mortgage.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Premier Bank took 32 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 56.7% · Refinance 23.3% · Home improvement 10.0% · Other 10.0%
Conventional 100.0% · of 30 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Minnesota | 30 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Minneapolis-St. Paul-Bloomington | 29 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007NUZE2Z68U3P36 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 33259 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 321714 | 1990–2017 |
Established 1 August 1974. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Premier Bank's data.
Premier Bank's data
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