Applications / Mortgage Analytics / Lenders / Pennsylvania / Philadelphia Mortgage Advisors
Plymouth Meeting, PA · Independent non-bank lender · CFPB · 383 loans in 2025
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383
loans originated, 2025
438
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Philadelphia Mortgage Advisors is a home-purchase lender that sticks to plain conventional loans, and it is about a quarter of the size it was in 2020.
Purchases made up 93.7% of its loans in 2025 and refinancing the rest. Conventional loans were 93.5% of the total, against 73.5% at a typical similar lender, meaning another independent non-bank lender making between half and twice as many loans. Loans insured by the Federal Housing Administration (FHA) were only 4.7%, against 17.5% at its peers.
It made 383 loans in 2025, down 7% on the year, while similar lenders grew 2% and the whole market 10%. That decline extends a long slide from 1,447 loans in 2020. It has lent around Philadelphia since 2007 and ranks 68 of 784 lenders there.
It placed 12.9% of its loans in low- and moderate-income (LMI) neighborhoods, against 18.1% at its peers, and down from 21.6% a year earlier. Its borrowers' own incomes were typical: 23.0% were LMI, close to peers' 23.1%. So the gap may lie in where its buyers purchased, which can shift with the few markets a lender of its size serves.
Only 0.5% of its loans were higher-priced, meaning a rate well above the average for similar loans, against 1.4% at peers. Its typical rate, 6.50%, matched theirs.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Philadelphia Mortgage Advisors took 438 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 93.7% · Refinance 6.3%
Conventional 93.5% · FHA 4.7% · VA 1.6% · USDA (RHS or FSA) 0.3% · of 383 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 357 | 93.2% |
| New Jersey | 16 | 4.2% |
| Maryland | 5 | 1.3% |
| Delaware | 4 | 1.0% |
| Florida | 1 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Philadelphia | 170 |
| Montgomery County-Bucks County-Chester County | 162 |
| Reading | 14 |
| Camden | 9 |
| Wilmington | 6 |
| Lancaster | 5 |
| Allentown-Bethlehem-Easton | 4 |
| Baltimore-Columbia-Towson | 3 |
| Atlantic City-Hammonton | 2 |
| Lakewood-New Brunswick | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900VXX8ZL7L9EX282 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3966228 | 2012–2016 |
| Respondent ID (the HMDA filer code before 2018) | 7205604550 |
Established 15 September 2006. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Philadelphia Mortgage Advisors's data.
Philadelphia Mortgage Advisors's data
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Philadelphia Mortgage Advisors and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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