Applications / Mortgage Analytics / Lenders / Virginia / Park Lane Finance Solutions
Charlottesville, VA · Non-bank or government lender · CFPB · 247 loans in 2025
Park Lane Finance Solutions's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
247
loans originated, 2025
1,252
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Park Lane Finance Solutions finances manufactured homes and nothing else, and it grew 36% in 2025, faster than most similar lenders.
Every one of its 247 loans was on a manufactured home, and 98.8% were purchases. Its typical loan was $55,000, against $405,000 at similar lenders (non-bank lenders making between half and twice as many loans), the smallest among them. Though based in Virginia, it does most of its lending in Indiana.
Every loan it made was higher-priced, meaning a rate well above the average for similar loans, against 1.0% at similar lenders. Its typical rate was 10.99%, against 6.62%. Loans on manufactured homes are small and often carry higher rates, which can account for the difference.
Low- and moderate-income borrowers took 70.5% of its loans, against 22.0% at similar lenders, more than at about nine in ten of them. Small loans on manufactured homes suit buyers on lower incomes. Majority-minority neighborhoods took 10.1%, lower than the 33.3% at similar lenders; the regions it serves are one possible reason.
It made 247 loans, up 36% from 182, faster than about five in six similar lenders. Their typical growth was 5%, and the market's 10%. Its loans had fallen each year since 2020, when it made 355.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Park Lane Finance Solutions took 1,252 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 98.8% · Refinance 1.2%
Conventional 100.0% · of 247 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 66 | 26.7% |
| Kentucky | 57 | 23.1% |
| Michigan | 20 | 8.1% |
| North Carolina | 19 | 7.7% |
| Ohio | 19 | 7.7% |
| Florida | 17 | 6.9% |
| Virginia | 16 | 6.5% |
| Georgia | 10 | 4.0% |
| Iowa | 8 | 3.2% |
| Maryland | 8 | 3.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cincinnati | 39 |
| Louisville/Jefferson County | 22 |
| Indianapolis-Carmel-Greenwood | 17 |
| Evansville | 13 |
| Atlanta-Sandy Springs-Roswell | 7 |
| Warren-Troy-Farmington Hills | 6 |
| Orlando-Kissimmee-Sanford | 5 |
| Virginia Beach-Chesapeake-Norfolk | 5 |
| Baltimore-Columbia-Towson | 4 |
| Charlotte-Concord-Gastonia | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300IX6RAX31C1BI75 | 2018–2025 |
| Respondent ID (the HMDA filer code before 2018) | 7273489257 |
Established 3 September 2010. Reported under HMDA 2017-2025.
Mergers, name changes, data editions and corrections: Park Lane Finance Solutions's data.
Park Lane Finance Solutions's data
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Park Lane Finance Solutions and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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