Applications / Mortgage Analytics / Lenders / Georgia / OrangePath Financial
Atlanta, GA · Non-bank or government lender · CFPB · 102 loans in 2025
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102
loans originated, 2025
125
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
OrangePath Financial, an Atlanta lender to homebuyers that first reported in 2023, raised its loans by 46% in 2025 while similar lenders' fell.
It reported 2 loans in 2023, 70 in 2024 and 102 in 2025. The rise of 46% last year compares with a fall of 6% at similar lenders, meaning non-bank or government lenders making between half and twice as many loans, and growth of 10% in the whole market. It now lends in 12 states, and in 2025 it entered Nashville, Allentown, Kansas City, Denver and Charlottesville. Where its share of a market is given, it rounds to 0.0%.
Purchases were 89.2% of its loans, and every loan was conventional. It made no jumbo loans. Its typical loan, $335,000, was smaller than the $395,000 at the typical peer.
Its typical rate was 6.00%, against 6.62% for similar lenders, lower than about six in seven of them. None of its loans was higher-priced (a rate well above the average for similar loans).
Some 30.9% of its borrowers had low or moderate incomes, against 20.0% at peers, a higher share than nearly two-thirds of them.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. OrangePath Financial took 125 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 89.2% · Refinance 10.8%
Conventional 100.0% · of 102 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 37 | 36.3% |
| Pennsylvania | 16 | 15.7% |
| North Carolina | 13 | 12.7% |
| Tennessee | 13 | 12.7% |
| Florida | 6 | 5.9% |
| South Carolina | 5 | 4.9% |
| Texas | 4 | 3.9% |
| Kansas | 2 | 2.0% |
| New Jersey | 2 | 2.0% |
| Virginia | 2 | 2.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Atlanta-Sandy Springs-Roswell | 25 |
| Marietta | 9 |
| Nashville-Davidson--Murfreesboro--Franklin | 8 |
| Philadelphia | 8 |
| Raleigh-Cary | 6 |
| Allentown-Bethlehem-Easton | 4 |
| Charlotte-Concord-Gastonia | 4 |
| Augusta-Richmond County | 3 |
| Columbia | 3 |
| Houston-Pasadena-The Woodlands | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 984500C6D3DC0BE5E321 | 2023–2025 |
Established 11 February 2020. Reported under HMDA 2023-2025.
Mergers, name changes, data editions and corrections: OrangePath Financial's data.
OrangePath Financial's data
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