Applications / Mortgage Analytics / Lenders / Arizona / NOVA Financial & Investment
Tucson, AZ · Non-bank lender · CFPB · 5,005 loans in 2025
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5,005
loans originated, 2025
7,472
applications, 2025
25
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
NOVA Financial & Investment, a non-bank lender in Tucson, ranks third in its home market and second in Yuma, Arizona, and makes more veterans' loans than most similar lenders.
In Tucson it ranked 3 of 489 lenders, with 6.2% of the market, up a touch from 6.1%, behind United Wholesale Mortgage and CrossCountry Mortgage. In Yuma it ranked 2 of 216, with 14.7%. In Phoenix, a far bigger market, its share was 0.7%. It has reported since 2005 and now lends in 25 states.
Loans insured by the Federal Housing Administration (FHA) made up 29.3% of its 2025 lending, up from 13.2% in 2020. Loans guaranteed by the Department of Veterans Affairs (VA) were 10.5%, against 5.8% at the typical similar lender, meaning non-bank lenders making between half and twice as many loans. That VA share was higher than at about four in five of them.
Manufactured homes made up 7.0% of its loans, the highest share among similar lenders, where the typical share was 0.8%. Purchases were 74.9% of its lending. Its typical loan, $305,000, sat in the middle of the group, and its typical rate, 6.49%, a little below the middle.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. NOVA Financial & Investment took 7,472 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 74.9% · Refinance 25.1%
Conventional 59.2% · FHA 29.3% · VA 10.5% · USDA (RHS or FSA) 1.0% · of 5,005 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arizona | 3,413 | 68.2% |
| Colorado | 460 | 9.2% |
| Washington | 286 | 5.7% |
| Nevada | 184 | 3.7% |
| California | 131 | 2.6% |
| New Mexico | 114 | 2.3% |
| Oregon | 97 | 1.9% |
| Texas | 57 | 1.1% |
| Florida | 42 | 0.8% |
| Pennsylvania | 12 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tucson | 1,418 |
| Phoenix-Mesa-Chandler | 1,036 |
| Yuma | 631 |
| Denver-Aurora-Centennial | 360 |
| Las Vegas-Henderson-North Las Vegas | 174 |
| Tacoma-Lakewood | 143 |
| Sierra Vista-Douglas | 75 |
| Seattle-Bellevue-Kent | 61 |
| Las Cruces | 60 |
| Eugene-Springfield | 49 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HIVO8XPBPNVG69 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3876345 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7860415227 |
Established 14 May 1981. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: NOVA Financial & Investment's data.
NOVA Financial & Investment's data
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