Applications / Mortgage Analytics / Lenders / California / North Coast Financial / Competition
North Coast Financial
Oceanside, CA · Non-bank or government lender · CFPB · 63 loans in 2025
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63
loans originated, 2025
67
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who North Coast Financial competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
North Coast Financial ranks 291st of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $6.1M lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Coast Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
North Coast Financial ranks 468th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $5.5M lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Coast Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
North Coast Financial ranks 279th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $2.8M lent: 0.0% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Coast Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
North Coast Financial ranks 409th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $2.5M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Coast Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
North Coast Financial ranks 487th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $1.4M lent: 0.0% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Coast Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SANTA MARIA-SANTA BARBARA, CA, 2025
North Coast Financial ranks 326th of 339 lenders in Santa Maria-Santa Barbara, CA, with $165K lent: 0.0% of a $4.08B market.
Santa Maria-Santa Barbara, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North Coast Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — VALLEJO, CA, 2025
North Coast Financial ranks 356th of 363 lenders in Vallejo, CA, with $90K lent: 0.0% of a $3.45B market.
Vallejo, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North Coast Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — STOCKTON-LODI, CA, 2025
North Coast Financial ranks 339th of 401 lenders in Stockton-Lodi, CA, with $405K lent: 0.0% of a $5.50B market.
Stockton-Lodi, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North Coast Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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