Applications / Mortgage Analytics / Lenders / California / North Bay Credit Union / Competition
North Bay Credit Union
Santa Rosa, CA · Credit union · NCUA · $114 million assets · 20 loans in 2025
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20
loans originated, 2025
38
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who North Bay Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SANTA ROSA-PETALUMA, CA, 2025
North Bay Credit Union ranks 167th of 330 lenders in Santa Rosa-Petaluma, CA, with $2.0M lent: 0.0% of a $4.19B market.
Santa Rosa-Petaluma, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Bay Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
North Bay Credit Union ranks 653rd of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $325K lent: 0.0% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Bay Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO CALIFORNIA, 2025
North Bay Credit Union ranks 408th of 456 lenders in non-metro California, with $270K lent: 0.0% of a $4.39B market.
non-metro California is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Bay Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
North Bay Credit Union ranks 749th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $155K lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Bay Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — OXNARD-THOUSAND OAKS-VENTURA, CA, 2025
North Bay Credit Union ranks 415th of 422 lenders in Oxnard-Thousand Oaks-Ventura, CA, with $115K lent: 0.0% of a $6.98B market.
Oxnard-Thousand Oaks-Ventura, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North Bay Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
North Bay Credit Union ranks 639th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $55K lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North Bay Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — REDDING, CA, 2025
North Bay Credit Union ranks 242nd of 249 lenders in Redding, CA, with $55K lent: 0.0% of a $919.8M market.
Redding, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North Bay Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
North Bay Credit Union ranks 569th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $85K lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North Bay Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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