Applications / Mortgage Analytics / Lenders / California / NextMortgage / Competition
NextMortgage
San Ramon, CA · Non-bank or government lender · CFPB · 592 loans in 2025
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592
loans originated, 2025
969
applications, 2025
15
states and territories
0
gaps bigger than at similar lenders
Who NextMortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
NextMortgage ranks 220th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $31.3M lent: 0.1% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NextMortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DELTONA-DAYTONA BEACH-ORMOND BEACH, FL, 2025
NextMortgage ranks 50th of 639 lenders in Deltona-Daytona Beach-Ormond Beach, FL, with $23.9M lent: 0.4% of a $5.43B market.
Deltona-Daytona Beach-Ormond Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NextMortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
NextMortgage ranks 216th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $12.3M lent: 0.1% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NextMortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO COLORADO, 2025
NextMortgage ranks 149th of 626 lenders in non-metro Colorado, with $9.2M lent: 0.1% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NextMortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WINCHESTER, VA-WV, 2025
NextMortgage ranks 26th of 303 lenders in Winchester, VA-WV, with $7.8M lent: 0.7% of a $1.16B market.
Winchester, VA-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NextMortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LAWTON, OK, 2025
NextMortgage ranks 21st of 211 lenders in Lawton, OK, with $4.9M lent: 1.0% of a $505.8M market.
Lawton, OK is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and NextMortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO VIRGINIA, 2025
NextMortgage ranks 261st of 539 lenders in non-metro Virginia, with $1.7M lent: 0.0% of a $5.11B market.
non-metro Virginia is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and NextMortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — WICHITA, KS, 2025
NextMortgage ranks 234th of 367 lenders in Wichita, KS, with $535K lent: 0.0% of a $3.30B market.
Wichita, KS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and NextMortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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