Applications / Mortgage Analytics / Lenders / Massachusetts / MSA Mortgage / Competition
MSA Mortgage
Winthrop, MA · Independent non-bank lender · CFPB · 474 loans in 2025
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474
loans originated, 2025
655
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Who MSA Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
MSA Mortgage ranks 56th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $203.5M lent: 0.4% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MSA Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WORCESTER, MA, 2025
MSA Mortgage ranks 92nd of 451 lenders in Worcester, MA, with $15.5M lent: 0.2% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MSA Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO VERMONT, 2025
MSA Mortgage ranks 42nd of 264 lenders in non-metro Vermont, with $11.3M lent: 0.5% of a $2.14B market.
non-metro Vermont is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MSA Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PROVIDENCE-WARWICK, MA-RI, 2025
MSA Mortgage ranks 180th of 475 lenders in Providence-Warwick, MA-RI, with $6.3M lent: 0.0% of a $13.02B market.
Providence-Warwick, MA-RI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MSA Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
MSA Mortgage ranks 133rd of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $6.0M lent: 0.1% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MSA Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ODESSA, TX, 2025
MSA Mortgage ranks 152nd of 196 lenders in Odessa, TX, with $265K lent: 0.0% of a $783.5M market.
Odessa, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MSA Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BIRMINGHAM, AL, 2025
MSA Mortgage ranks 388th of 523 lenders in Birmingham, AL, with $415K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MSA Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PENSACOLA-FERRY PASS-BRENT, FL, 2025
MSA Mortgage ranks 141st of 515 lenders in Pensacola-Ferry Pass-Brent, FL, with $3.5M lent: 0.1% of a $3.92B market.
Pensacola-Ferry Pass-Brent, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MSA Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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MSA Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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