Applications / Mortgage Analytics / Lenders / Tennessee / Mortgage Investors Group
Nashville, TN · Non-bank lender · CFPB · 4,562 loans in 2025
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4,562
loans originated, 2025
6,259
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mortgage Investors Group is still the largest lender in Knoxville, Tennessee, but its loans fell 8% in 2025 while similar lenders grew.
It ranked 1 of 599 lenders in Knoxville, its largest market, where it has lent since 1990. Its share of the dollars lent there fell from 8.2% to 6.6%; United Wholesale Mortgage came second. It also lost ground in Chattanooga, from 2.0% to 1.3%, and in Nashville, from 0.6% to 0.4%. The smaller shares may follow from its lower volume in markets where others grew.
Its loans fell 8%, to 4,562. Similar lenders, non-bank lenders making between half and twice as many loans, rose 19%, and the whole market rose 10%. Only about one in ten of its peers did worse. One possibility is that the market's growth came from loans it makes few of: refinances were only 13.9% of its own lending. It is also spreading out, with its first loans around Bozeman, Montana, in 2025.
Loans insured by the Federal Housing Administration (FHA) made up 30.1% of its lending, against 16.3% at similar lenders, and up from 13.2% in 2020. Another 4.2% were guaranteed by the Department of Agriculture's Rural Housing Service, which the typical peer does not use. Manufactured homes were 4.6% of its loans, against 0.7%.
Despite that mix, its prices sat near the middle. Some 1.9% of its loans were higher-priced, meaning a rate well above the average for similar loans, against 2.3% at peers. Its typical rate was 6.50%, against 6.62%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mortgage Investors Group took 6,259 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 84.8% · Refinance 13.9% · Home improvement 0.8% · Other 0.4%
Conventional 59.6% · FHA 30.1% · VA 6.1% · USDA (RHS or FSA) 4.2% · of 4,562 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 3,148 | 69.0% |
| Mississippi | 341 | 7.5% |
| Alabama | 306 | 6.7% |
| North Carolina | 197 | 4.3% |
| Arkansas | 161 | 3.5% |
| Georgia | 154 | 3.4% |
| Kentucky | 140 | 3.1% |
| South Carolina | 59 | 1.3% |
| Virginia | 27 | 0.6% |
| Florida | 24 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Knoxville | 1,580 |
| Memphis | 263 |
| Nashville-Davidson--Murfreesboro--Franklin | 233 |
| Chattanooga | 170 |
| Kingsport-Bristol | 132 |
| Jackson | 118 |
| Morristown | 111 |
| Jackson | 102 |
| Lexington-Fayette | 72 |
| Johnson City | 58 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300VNBQD8FDHF7563 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3913624 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7830310268 | |
| Respondent ID (the HMDA filer code before 2018) | 77354100002 | 1990–2010 |
Established 11 October 1989. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Mortgage Investors Group's data.
Mortgage Investors Group's data
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Mortgage Investors Group and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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