Applications / Mortgage Analytics / Lenders / California / Mortgage Capital Partners
Los Angeles, CA · Non-bank lender · CFPB · 376 loans in 2025
Mortgage Capital Partners's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
376
loans originated, 2025
581
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mortgage Capital Partners is a Los Angeles lender of large home-purchase loans, and it grew a little faster than similar lenders in 2025.
Its typical loan was $655,000, larger than at nearly all similar lenders (non-bank lenders making between half and twice as many loans), whose typical loan was $347,500. Purchases made up 79.8% of its loans and conventional loans 88.8%. California is its main state; it ranked 104 of 757 lenders in Los Angeles, where it has lent since 2014.
Its loans rose 21% to 376, against 17% for similar lenders and 10% for the whole market. That follows a long fall, from 2,852 loans in 2020 to 311 in 2024; the data do not say why. In Riverside-San Bernardino-Ontario its share edged up to 0.1%.
Low- and moderate-income borrowers took 2.4% of its loans, against 20.6% for its peers, among the lowest of the group. That may reflect the size of its loans: households borrowing well over half a million dollars may seldom fall under the income limits. Its share in majority-minority neighborhoods, 47.3%, was higher than at more than two-thirds of peers.
It made no loans guaranteed by the Department of Veterans Affairs, which made up 5.7% of similar lenders' business. Loans insured by the Federal Housing Administration were 11.2% of its total, below its peers' 18.1%. Its typical rate, 6.62%, matched theirs.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mortgage Capital Partners took 581 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 79.8% · Refinance 20.2%
Conventional 88.8% · FHA 11.2% · of 376 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 356 | 94.7% |
| Tennessee | 5 | 1.3% |
| Florida | 3 | 0.8% |
| Texas | 3 | 0.8% |
| Idaho | 2 | 0.5% |
| Oregon | 2 | 0.5% |
| Washington | 2 | 0.5% |
| New Jersey | 1 | 0.3% |
| Pennsylvania | 1 | 0.3% |
| Virginia | 1 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 280 |
| Riverside-San Bernardino-Ontario | 40 |
| Oxnard-Thousand Oaks-Ventura | 10 |
| Anaheim-Santa Ana-Irvine | 7 |
| Bakersfield-Delano | 4 |
| Knoxville | 3 |
| Coeur d'Alene | 2 |
| Dallas-Plano-Irving | 2 |
| Oakland-Fremont-Berkeley | 2 |
| San Francisco-San Mateo-Redwood City | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300D3LYUX1NJVC329 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2023423 | 2016–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7262637667 |
Established 8 May 2008. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: Mortgage Capital Partners's data.
Mortgage Capital Partners's data
$215
Mortgage Capital Partners and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Mortgage Capital Partners's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]