Applications / Mortgage Analytics / Lenders / Michigan / Mortgage 1 / Competition
Mortgage 1
Sterling Heights, MI · Independent non-bank lender · CFPB · 3,663 loans in 2025
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3,663
loans originated, 2025
4,573
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who Mortgage 1 competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DETROIT-WARREN-DEARBORN, MI, 2025
Mortgage 1 ranks 12th of 599 lenders in Detroit-Warren-Dearborn, MI, with $421.7M lent: 1.8% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mortgage 1 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Mortgage 1 ranks 10th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $132.0M lent: 1.8% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mortgage 1 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MICHIGAN, 2025
Mortgage 1 ranks 12th of 606 lenders in non-metro Michigan, with $99.0M lent: 1.4% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mortgage 1 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MUSKEGON-NORTON SHORES, MI, 2025
Mortgage 1 ranks 2nd of 233 lenders in Muskegon-Norton Shores, MI, with $66.6M lent: 6.9% of a $964.1M market.
Muskegon-Norton Shores, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mortgage 1 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CAPE CORAL-FORT MYERS, FL, 2025
Mortgage 1 ranks 22nd of 798 lenders in Cape Coral-Fort Myers, FL, with $60.0M lent: 0.8% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mortgage 1 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CHAMPAIGN-URBANA, IL, 2025
Mortgage 1 ranks 195th of 255 lenders in Champaign-Urbana, IL, with $215K lent: 0.0% of a $1.06B market.
Champaign-Urbana, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mortgage 1 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KANKAKEE, IL, 2025
Mortgage 1 ranks 169th of 206 lenders in Kankakee, IL, with $185K lent: 0.0% of a $374.6M market.
Kankakee, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mortgage 1 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PENSACOLA-FERRY PASS-BRENT, FL, 2025
Mortgage 1 ranks 485th of 515 lenders in Pensacola-Ferry Pass-Brent, FL, with $155K lent: 0.0% of a $3.92B market.
Pensacola-Ferry Pass-Brent, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mortgage 1 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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Mortgage 1 and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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