Applications / Mortgage Analytics / Lenders / Massachusetts / Methuen Co-Operative Bank
Methuen, MA · Savings institution · FDIC · $138 million assets · 19 loans in 2025
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19
loans originated, 2025
25
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Methuen Co-Operative Bank, founded in 1923, is a very small mortgage lender, with 19 loans in 2025, fewer than at nearly nine in ten similar savings institutions.
It made 42 loans in 2023, 22 in 2024 and 19 in 2025. The 2025 fall, 14%, was steeper than the 8% at similar lenders, here savings institutions making between half and twice as many loans, while the whole market grew by 10%. With so few loans, a handful of applications either way moves the count a long way. It filed no reports for 2020 and 2021, gaps in the record rather than years without lending.
Its typical loan was $335,000, against $215,000 at similar savings institutions; it was $305,000 in 2024, so the gap is not a one-year quirk. Purchases made up 52.6% of its loans and refinancing 36.8%; every loan was conventional. Nineteen loans are too few to read much into its shares of lending to particular borrowers or neighborhoods.
It has reported since 1992 in both its markets. In Boston it ranked 361 of 664 lenders, in a market of $49.59B led by Citizens Bank. In Manchester-Nashua it ranked 266 of 344, behind United Wholesale Mortgage.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Methuen Co-Operative Bank took 25 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 52.6% · Refinance 36.8% · Home improvement 5.3% · Other 5.3%
Conventional 100.0% · of 19 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 15 | 78.9% |
| New Hampshire | 4 | 21.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cambridge-Newton-Framingham | 15 |
| Rockingham County-Strafford County | 3 |
| Manchester-Nashua | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549007JFUKTY2NW6090 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 157379 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 326512 | 1992–2017 |
Established 1 January 1923. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Methuen Co-Operative Bank's data.
Methuen Co-Operative Bank's data
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Methuen Co-Operative Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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