Applications / Mortgage Analytics / Lenders / West Virginia / MCNB Bank and Trust Company / Competition
MCNB Bank and Trust Company
Welch, WV · State non-member bank · FDIC · $363 million assets · 35 loans in 2025
MCNB Bank and Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
35
loans originated, 2025
45
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who MCNB Bank and Trust Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HUNTINGTON-ASHLAND, KY-OH-WV, 2025
MCNB Bank and Trust Company ranks 43rd of 237 lenders in Huntington-Ashland, KY-OH-WV, with $4.0M lent: 0.4% of a $1.12B market.
Huntington-Ashland, KY-OH-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MCNB Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ROANOKE, VA, 2025
MCNB Bank and Trust Company ranks 116th of 346 lenders in Roanoke, VA, with $2.2M lent: 0.1% of a $2.03B market.
Roanoke, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MCNB Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BECKLEY, WV, 2025
MCNB Bank and Trust Company ranks 31st of 137 lenders in Beckley, WV, with $1.8M lent: 0.7% of a $270.2M market.
Beckley, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MCNB Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO VIRGINIA, 2025
MCNB Bank and Trust Company ranks 291st of 539 lenders in non-metro Virginia, with $1.2M lent: 0.0% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MCNB Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO WEST VIRGINIA, 2025
MCNB Bank and Trust Company ranks 120th of 299 lenders in non-metro West Virginia, with $1.2M lent: 0.1% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MCNB Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CHARLESTON, WV, 2025
MCNB Bank and Trust Company ranks 149th of 157 lenders in Charleston, WV, with $85K lent: 0.0% of a $516.1M market.
Charleston, WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MCNB Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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