A refinance lender
Refinances made up 77.8% of its 27 loans in 2025; purchases and other purposes took 11.1% each. Every loan was conventional, with no government-backed lending. Its loans stay in three Georgia counties around Brunswick.
Applications / Mortgage Analytics / Lenders / Georgia / Marshland Credit Union
Marshland Credit Union
Brunswick, GA · Credit union · NCUA · $271 million assets · 27 loans in 2025
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27
loans originated, 2025
31
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Marshland Credit Union, which has reported since 2004, is a small credit union in the Brunswick area of Georgia that lends mainly to homeowners refinancing.
Steady in poorer neighborhoods
A third of its loans, 33.3%, went to low- and moderate-income (LMI) neighborhoods, against 17.5% at the typical similar lender, here meaning credit unions making between half and twice as many loans. That is higher than most of them. The share has barely moved, from 34.6% five years before and 32.3% in 2024, which may reflect where its members live. With so few loans a year, though, a few borrowers can shift it.
Small and roughly flat
It made 27 loans, down from 31 in each of the two years before; the typical similar lender made 31. Its yearly count has ranged from 13 in 2021 to 48 in 2022 since 2018. A swing of a few loans is noise at this size. Its count peaked in 2022 and has drifted down since.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
27 loans in 2025, against a peak of 48 in 2022.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Marshland Credit Union took 31 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
77.8% of its 2025 loans were refinance loans; all were conventional loans.
Refinance 77.8% · Other 11.1% · Purchase 11.1%
Conventional 100.0% · of 27 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 1 metro, 3 counties
| State | Loans | Share |
|---|---|---|
| Georgia | 27 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Brunswick-St. Simons | 27 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900G9IPJDT4OZYN57 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 523385 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 58323 | 2004–2017 |
Established 1 January 1953. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Marshland Credit Union's data.
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