Applications / Mortgage Analytics / Lenders / Texas / Loanpeople / Competition
Loanpeople
Austin, TX · Independent non-bank lender · CFPB · 1,847 loans in 2025
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1,847
loans originated, 2025
2,651
applications, 2025
15
states and territories
0
gaps bigger than at similar lenders
Who Loanpeople competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
Loanpeople ranks 15th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $282.7M lent: 1.3% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Loanpeople in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — JACKSONVILLE, FL, 2025
Loanpeople ranks 24th of 715 lenders in Jacksonville, FL, with $146.5M lent: 1.0% of a $14.26B market.
Jacksonville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Loanpeople in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — EL PASO, TX, 2025
Loanpeople ranks 9th of 332 lenders in El Paso, TX, with $104.5M lent: 3.1% of a $3.34B market.
El Paso, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Loanpeople in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
Loanpeople ranks 60th of 669 lenders in San Antonio-New Braunfels, TX, with $61.6M lent: 0.4% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Loanpeople in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Loanpeople ranks 228th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $28.7M lent: 0.1% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Loanpeople in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Loanpeople ranks 271st of 811 lenders in North Port-Bradenton-Sarasota, FL, with $3.4M lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Loanpeople in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
Loanpeople ranks 437th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $1.5M lent: 0.0% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Loanpeople in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Loanpeople ranks 533rd of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $1.4M lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Loanpeople in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Loanpeople and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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