Applications / Mortgage Analytics / Lenders / California / JSB Mortgage / Competition
JSB Mortgage
Monterey Park, CA · Non-bank or government lender · CFPB · 711 loans in 2025
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711
loans originated, 2025
886
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Who JSB Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
JSB Mortgage ranks 49th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $470.2M lent: 0.4% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JSB Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
JSB Mortgage ranks 158th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $36.3M lent: 0.1% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JSB Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
JSB Mortgage ranks 218th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $9.0M lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JSB Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
JSB Mortgage ranks 287th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $8.8M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JSB Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
JSB Mortgage ranks 334th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $4.0M lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JSB Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — STOCKTON-LODI, CA, 2025
JSB Mortgage ranks 202nd of 401 lenders in Stockton-Lodi, CA, with $2.4M lent: 0.0% of a $5.50B market.
Stockton-Lodi, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and JSB Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — FRESNO, CA, 2025
JSB Mortgage ranks 192nd of 409 lenders in Fresno, CA, with $2.3M lent: 0.0% of a $5.72B market.
Fresno, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and JSB Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BAKERSFIELD-DELANO, CA, 2025
JSB Mortgage ranks 227th of 407 lenders in Bakersfield-Delano, CA, with $1.0M lent: 0.0% of a $4.24B market.
Bakersfield-Delano, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and JSB Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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JSB Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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