Applications / Mortgage Analytics / Lenders / Tennessee / Johnsonville TVA Employees Credit Union
Camden, TN · Credit union · NCUA · $173 million assets · 18 loans in 2025
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18
loans originated, 2025
44
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Johnsonville TVA Employees Credit Union is a small Tennessee lender that has made between 18 and 30 home loans a year since 2018, too few for most of its figures to say much.
The credit union made 18 loans in 2025, down from 20 the year before and 30 in 2022. Similar lenders, credit unions making between half and twice as many loans, typically made 24. Its loans fell 10%, against a 6% fall for peers and 10% growth in the whole market. On counts this small, a few customers more or less decide the direction.
Most of its loans in 2025 were refinances, and none was government-backed. With 18 loans, though, the mix can swing from one year to the next, so it says little about strategy.
It lends in six counties of one state. Its largest market is non-metro Tennessee, where it has lent since 2012, the year of its first report, and ranks 366 of 746. Rocket Mortgage and United Wholesale Mortgage lead there. In Nashville-Davidson--Murfreesboro--Franklin it ranks 760 of 821.
Its typical loan was $110,000, against $105,000 for similar credit unions, near the middle of the group. That is up from $80,000 a year earlier, a change that rests on very few loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Johnsonville TVA Employees Credit Union took 44 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 77.8% · Other 16.7% · Purchase 5.6%
Conventional 100.0% · of 18 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 18 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GJXNFP6TD1QN94 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 137090 | 2012–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560345 | 2012–2017 |
Established 1 January 1952. Reported under HMDA 2012-2025.
Mergers, name changes, data editions and corrections: Johnsonville TVA Employees Credit Union's data.
Johnsonville TVA Employees Credit Union's data
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Johnsonville TVA Employees Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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