Applications / Mortgage Analytics / Lenders / California / Iserve Residential Lending
San Diego, CA · Independent non-bank lender · CFPB · 791 loans in 2025
Iserve Residential Lending's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
791
loans originated, 2025
1,102
applications, 2025
14
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Iserve Residential Lending, a San Diego lender whose business centers on Tennessee, makes about half its loans with insurance from the Federal Housing Administration (FHA), and its lending grew faster than most similar lenders' in 2025.
FHA loans made up 49.2% of its lending, against 21.6% for similar lenders, independent non-bank lenders making between half and twice as many loans. Only 38.3% of its loans were conventional, against 67.5%. It also lends on manufactured homes: 5.4%, against 0.5%. Its manufactured-home and FHA loans may explain why 4.0% of its loans were higher-priced, with a rate well above the average for similar loans, against 1.6% for similar lenders.
It made 791 loans, up 14%, while similar lenders grew 2% and the whole market 10%; that is faster than more than two-thirds of them. It has grown each year since 593 loans in 2023, though it remains far below the 2,486 of 2020.
It ranks 102nd of 821 lenders around Nashville, with an unchanged 0.2% share, and 35th of 325 in Reno, where its share slipped to 0.7% from 0.8%, a small slip. In rural Nevada it ranks 17th of 278. In 2025 it began lending around Rocky Mount, North Carolina, and Palm Bay, Florida.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Iserve Residential Lending took 1,102 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.7% · Refinance 35.3%
FHA 49.2% · Conventional 38.3% · VA 9.1% · USDA (RHS or FSA) 3.4% · of 791 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 258 | 32.6% |
| Nevada | 156 | 19.7% |
| Georgia | 114 | 14.4% |
| Oregon | 49 | 6.2% |
| Florida | 39 | 4.9% |
| California | 36 | 4.6% |
| Alabama | 29 | 3.7% |
| Colorado | 27 | 3.4% |
| Virginia | 27 | 3.4% |
| Indiana | 23 | 2.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | 113 |
| Reno | 81 |
| Atlanta-Sandy Springs-Roswell | 47 |
| Marietta | 30 |
| Denver-Aurora-Centennial | 27 |
| San Diego-Chula Vista-Carlsbad | 27 |
| Knoxville | 24 |
| Indianapolis-Carmel-Greenwood | 22 |
| Virginia Beach-Chesapeake-Norfolk | 22 |
| Eugene-Springfield | 20 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930015645SYPOM7220 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3876420 | 2010–2011 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4438124 | 2013–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7264193875 |
Established 23 February 2004. Reported under HMDA 2011-2025.
Mergers, name changes, data editions and corrections: Iserve Residential Lending's data.
Iserve Residential Lending's data
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