Applications / Mortgage Analytics / Lenders / Pennsylvania / Howard Hanna Financial Services
Pittsburgh, PA · Independent non-bank lender · CFPB · 4,473 loans in 2025
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4,473
loans originated, 2025
5,509
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Howard Hanna Financial Services lends almost only to home buyers, and ranks ninth in both Pittsburgh and Cleveland.
Purchases made up 97.8% of its loans in 2025 and refinancing 1.9%. Most were conventional: 82.1%, against 65.8% at similar lenders (independent non-bank lenders making between half and twice as many loans). Loans insured by the Federal Housing Administration (FHA) were 11.9%, about half the 24.5% of its peers.
It ranked 9 of 571 lenders in Pittsburgh, with 2.5% of the market, and 9 of 577 in Cleveland, with 2.2%. In Akron it ranked 10 of 401. Those shares barely moved from 2024. It has lent in Pittsburgh since 1993 and entered Charlotte in 2023, where it already ranks 46 of 775.
Its loans fell from 6,357 in 2020 to 3,357 in 2022, and have risen every year since, to 4,473 in 2025. The latest rise, 8%, was a little below the 11% of its peers and the 10% of the whole market.
Its typical loan was $255,000, against $315,000 for peers, smaller than about four in five. It denied 1.2% of first-lien home-purchase applications, against 4.3% at the typical peer, lower than more than nine in ten. Only 1.1% of its loans were higher-priced (a rate well above the average for similar loans), against 2.4%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Howard Hanna Financial Services took 5,509 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 97.8% · Refinance 1.9% · Other 0.2% · Home improvement 0.1%
Conventional 82.1% · FHA 11.9% · VA 5.2% · USDA (RHS or FSA) 0.7% · of 4,473 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 1,720 | 38.5% |
| Pennsylvania | 1,292 | 28.9% |
| North Carolina | 894 | 20.0% |
| Indiana | 321 | 7.2% |
| South Carolina | 166 | 3.7% |
| Michigan | 80 | 1.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pittsburgh | 1,006 |
| Cleveland | 862 |
| Charlotte-Concord-Gastonia | 368 |
| Indianapolis-Carmel-Greenwood | 284 |
| Akron | 283 |
| Asheville | 176 |
| Columbus | 137 |
| Greensboro-High Point | 96 |
| Toledo | 77 |
| Harrisburg-Carlisle | 67 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300157R33LDICP344 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3837382 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 77015500006 | 1993–2017 |
Established 6 April 1983. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: Howard Hanna Financial Services's data.
Howard Hanna Financial Services's data
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