Applications / Mortgage Analytics / Lenders / Michigan / Homestead Savings Bank / Competition
Homestead Savings Bank
Albion, MI · Savings institution · OCC · $71.6 million assets · 32 loans in 2025
Homestead Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
32
loans originated, 2025
57
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Homestead Savings Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BATTLE CREEK, MI, 2025
Homestead Savings Bank ranks 40th of 209 lenders in Battle Creek, MI, with $2.9M lent: 0.5% of a $562.0M market.
Battle Creek, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — JACKSON, MI, 2025
Homestead Savings Bank ranks 67th of 229 lenders in Jackson, MI, with $1.5M lent: 0.2% of a $665.5M market.
Jackson, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LANSING-EAST LANSING, MI, 2025
Homestead Savings Bank ranks 206th of 333 lenders in Lansing-East Lansing, MI, with $545K lent: 0.0% of a $2.02B market.
Lansing-East Lansing, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DETROIT-WARREN-DEARBORN, MI, 2025
Homestead Savings Bank ranks 458th of 599 lenders in Detroit-Warren-Dearborn, MI, with $525K lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MICHIGAN, 2025
Homestead Savings Bank ranks 538th of 606 lenders in non-metro Michigan, with $205K lent: 0.0% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Homestead Savings Bank ranks 436th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $25K lent: 0.0% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Homestead Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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