Applications / Mortgage Analytics / Lenders / Virginia / Gray Fox Mortgage / Competition
Gray Fox Mortgage
Charlottesville, VA · Non-bank or government lender · CFPB · 224 loans in 2025
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224
loans originated, 2025
254
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Gray Fox Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHARLOTTESVILLE, VA, 2025
Gray Fox Mortgage ranks 7th of 337 lenders in Charlottesville, VA, with $75.9M lent: 4.0% of a $1.91B market.
Charlottesville, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Gray Fox Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO VIRGINIA, 2025
Gray Fox Mortgage ranks 127th of 539 lenders in non-metro Virginia, with $8.0M lent: 0.2% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Gray Fox Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — STAUNTON-STUARTS DRAFT, VA, 2025
Gray Fox Mortgage ranks 27th of 236 lenders in Staunton-Stuarts Draft, VA, with $6.9M lent: 0.9% of a $800.1M market.
Staunton-Stuarts Draft, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Gray Fox Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — RICHMOND, VA, 2025
Gray Fox Mortgage ranks 227th of 551 lenders in Richmond, VA, with $3.5M lent: 0.0% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Gray Fox Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Gray Fox Mortgage ranks 552nd of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $1.5M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Gray Fox Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO NORTH CAROLINA, 2025
Gray Fox Mortgage ranks 516th of 762 lenders in non-metro North Carolina, with $735K lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Gray Fox Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
Gray Fox Mortgage ranks 331st of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $1.3M lent: 0.0% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Gray Fox Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Gray Fox Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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