Applications / Mortgage Analytics / Lenders / Georgia / GeoVista Credit Union
Hinesville, GA · Credit union · NCUA · $244 million assets · 34 loans in 2025
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34
loans originated, 2025
58
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
GeoVista Credit Union is a small Georgia lender whose home lending is almost all refinancing, at a steady few dozen loans a year.
Refinances made up 94.1% of its 34 loans in 2025; purchases and home improvement were 2.9% each. Every loan was conventional, as at most similar lenders, which here means credit unions making between half and twice as many loans. Its typical loan, $85,000, was close to their $90,000.
It has reported since 1991, and since 2018 its yearly count has ranged from 13 to 52. Loans rose from 27 to 34 in 2025, but numbers this small move a lot from year to year and say little about a trend. Its peers made 39 loans at the middle.
All its lending was in Georgia, in six counties. In Hinesville, its home market, it ranks 104 of 216 lenders with a 0.1% share, against leaders such as Mortgage Research Center and United Wholesale Mortgage. In Savannah its share also stood at 0.1%.
Some 38.2% of its loans went to low- and moderate-income (LMI) borrowers, against 31.6% at peers. Only 8.8% went to LMI neighborhoods, about half the peer figure. On 34 loans, a handful of borrowers can swing either share, so neither says much about its lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. GeoVista Credit Union took 58 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 94.1% · Home improvement 2.9% · Purchase 2.9%
Conventional 100.0% · of 34 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 34 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Savannah | 24 |
| Hinesville | 5 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300N2BFCK87IZW394 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 758888 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 516168 | 1991–2017 |
Established 1 January 1964. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: GeoVista Credit Union's data.
GeoVista Credit Union's data
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GeoVista Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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