Applications / Mortgage Analytics / Lenders / California / Flexpoint / Competition
Flexpoint
Valencia, CA · Non-bank lender · CFPB · 3,059 loans in 2025
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3,059
loans originated, 2025
6,101
applications, 2025
39
states and territories
0
gaps bigger than at similar lenders
Who Flexpoint competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Flexpoint ranks 47th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $501.3M lent: 0.4% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flexpoint in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
Flexpoint ranks 56th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $123.1M lent: 0.4% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flexpoint in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Flexpoint ranks 114th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $84.6M lent: 0.2% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flexpoint in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SALINAS, CA, 2025
Flexpoint ranks 6th of 300 lenders in Salinas, CA, with $67.3M lent: 2.7% of a $2.47B market.
Salinas, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flexpoint in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BAKERSFIELD-DELANO, CA, 2025
Flexpoint ranks 17th of 407 lenders in Bakersfield-Delano, CA, with $55.7M lent: 1.3% of a $4.24B market.
Bakersfield-Delano, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flexpoint in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LUBBOCK, TX, 2025
Flexpoint ranks 67th of 341 lenders in Lubbock, TX, with $3.3M lent: 0.2% of a $1.78B market.
Lubbock, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Flexpoint in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CHARLOTTESVILLE, VA, 2025
Flexpoint ranks 94th of 337 lenders in Charlottesville, VA, with $2.9M lent: 0.2% of a $1.91B market.
Charlottesville, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Flexpoint in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — TRENTON-PRINCETON, NJ, 2025
Flexpoint ranks 145th of 365 lenders in Trenton-Princeton, NJ, with $2.5M lent: 0.1% of a $2.54B market.
Trenton-Princeton, NJ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Flexpoint in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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