Applications / Mortgage Analytics / Lenders / Illinois / First State Mortgage Services / Competition
First State Mortgage Services
Bloomington, IL · Non-bank subsidiary of a bank · CFPB · 1,350 loans in 2025
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1,350
loans originated, 2025
1,592
applications, 2025
24
states and territories
0
gaps bigger than at similar lenders
Who First State Mortgage Services competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BLOOMINGTON, IL, 2025
First State Mortgage Services ranks 1st of 221 lenders in Bloomington, IL, with $158.5M lent: 21.9% of a $724.8M market.
Bloomington, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Mortgage Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
First State Mortgage Services ranks 190th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $48.8M lent: 0.1% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Mortgage Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MILWAUKEE-WAUKESHA, WI, 2025
First State Mortgage Services ranks 62nd of 510 lenders in Milwaukee-Waukesha, WI, with $33.9M lent: 0.3% of a $10.55B market.
Milwaukee-Waukesha, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Mortgage Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO ILLINOIS, 2025
First State Mortgage Services ranks 32nd of 572 lenders in non-metro Illinois, with $23.4M lent: 0.7% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Mortgage Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PEORIA, IL, 2025
First State Mortgage Services ranks 17th of 289 lenders in Peoria, IL, with $18.1M lent: 1.4% of a $1.33B market.
Peoria, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Mortgage Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 61% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PUNTA GORDA, FL, 2025
First State Mortgage Services ranks 402nd of 548 lenders in Punta Gorda, FL, with $335K lent: 0.0% of a $2.09B market.
Punta Gorda, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First State Mortgage Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PANAMA CITY-PANAMA CITY BEACH, FL, 2025
First State Mortgage Services ranks 321st of 443 lenders in Panama City-Panama City Beach, FL, with $375K lent: 0.0% of a $1.96B market.
Panama City-Panama City Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First State Mortgage Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MORRISTOWN, TN, 2025
First State Mortgage Services ranks 181st of 268 lenders in Morristown, TN, with $335K lent: 0.0% of a $784.1M market.
Morristown, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First State Mortgage Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First State Mortgage Services and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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