Applications / Mortgage Analytics / Lenders / Georgia / First Option Mortgage / Competition
First Option Mortgage
Atlanta, GA · Independent non-bank lender · CFPB · 1,736 loans in 2025
First Option Mortgage's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,736
loans originated, 2025
2,560
applications, 2025
26
states and territories
0
gaps bigger than at similar lenders
Who First Option Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
First Option Mortgage ranks 59th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $210.8M lent: 0.4% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Option Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
First Option Mortgage ranks 85th of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $36.0M lent: 0.2% of a $16.69B market.
Indianapolis-Carmel-Greenwood, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Option Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
First Option Mortgage ranks 262nd of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $30.7M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Option Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
First Option Mortgage ranks 116th of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $28.2M lent: 0.1% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Option Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LAREDO, TX, 2025
First Option Mortgage ranks 8th of 168 lenders in Laredo, TX, with $23.8M lent: 3.5% of a $689.9M market.
Laredo, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Option Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SCRANTON--WILKES-BARRE, PA, 2025
First Option Mortgage ranks 234th of 395 lenders in Scranton--Wilkes-Barre, PA, with $605K lent: 0.0% of a $2.15B market.
Scranton--Wilkes-Barre, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Option Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JANESVILLE-BELOIT, WI, 2025
First Option Mortgage ranks 148th of 264 lenders in Janesville-Beloit, WI, with $405K lent: 0.0% of a $977.9M market.
Janesville-Beloit, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Option Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHARLOTTESVILLE, VA, 2025
First Option Mortgage ranks 289th of 337 lenders in Charlottesville, VA, with $295K lent: 0.0% of a $1.91B market.
Charlottesville, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Option Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First Option Mortgage's data
$215
First Option Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First Option Mortgage's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]