Applications / Mortgage Analytics / Lenders / Michigan / First National Bank of Michigan / Competition
First National Bank of Michigan
Kalamazoo, MI · National bank · OCC · $986 million assets · 12 loans in 2025
First National Bank of Michigan's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
12
loans originated, 2025
12
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who First National Bank of Michigan competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MUSKEGON-NORTON SHORES, MI, 2025
First National Bank of Michigan ranks 9th of 233 lenders in Muskegon-Norton Shores, MI, with $20.9M lent: 2.2% of a $964.1M market.
Muskegon-Norton Shores, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MICHIGAN, 2025
First National Bank of Michigan ranks 94th of 606 lenders in non-metro Michigan, with $14.4M lent: 0.2% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO INDIANA, 2025
First National Bank of Michigan ranks 187th of 555 lenders in non-metro Indiana, with $4.4M lent: 0.1% of a $5.84B market.
non-metro Indiana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CAPE CORAL-FORT MYERS, FL, 2025
First National Bank of Michigan ranks 428th of 798 lenders in Cape Coral-Fort Myers, FL, with $1.0M lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BATTLE CREEK, MI, 2025
First National Bank of Michigan ranks 189th of 209 lenders in Battle Creek, MI, with $105K lent: 0.0% of a $562.0M market.
Battle Creek, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First National Bank of Michigan's data
$215
First National Bank of Michigan and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First National Bank of Michigan's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]