Applications / Mortgage Analytics / Lenders / Texas / First Capital Bank / Competition
First Capital Bank
Quanah, TX · State member bank · FRS · $116 million assets · 34 loans in 2025
First Capital Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
34
loans originated, 2025
39
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who First Capital Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WICHITA FALLS, TX, 2025
First Capital Bank ranks 20th of 209 lenders in Wichita Falls, TX, with $5.0M lent: 0.9% of a $545.7M market.
Wichita Falls, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 61% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TEXAS, 2025
First Capital Bank ranks 451st of 831 lenders in non-metro Texas, with $2.2M lent: 0.0% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
First Capital Bank ranks 976th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $205K lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LUBBOCK, TX, 2025
First Capital Bank ranks 279th of 341 lenders in Lubbock, TX, with $195K lent: 0.0% of a $1.78B market.
Lubbock, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ABILENE, TX, 2025
First Capital Bank ranks 230th of 251 lenders in Abilene, TX, with $135K lent: 0.0% of a $955.5M market.
Abilene, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First Capital Bank's data
$215
First Capital Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First Capital Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]