Applications / Mortgage Analytics / Lenders / California / First Bridge Funding
Petaluma, CA · Non-bank or government lender · CFPB · 132 loans in 2025
First Bridge Funding's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
132
loans originated, 2025
145
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Bridge Funding, a Petaluma lender that began reporting in 2024, makes large conventional loans across California and grew its loans by 15% in its second year.
Its typical loan was $655,000, against $375,000 at similar lenders, meaning non-bank or government lenders making between half and twice as many loans. Jumbo loans (larger than the conforming limit) were 21.1% of its lending, against 1.5% at the typical peer. All its loans were conventional, with no government-backed loans and no manufactured homes. Home purchases were 61.4% of its lending and refinances 38.6%.
It made 132 loans worth $133.5 million in 2025, up from 115. Similar lenders shrank 4% and the whole market grew 10%. It lends in 20 metro areas, all in California, and added Redding, Santa Maria-Santa Barbara and Yuba City in 2025.
It does best near its Petaluma base. In Santa Rosa-Petaluma it ranked 49 of 330 lenders, and its share rose to 0.4% from 0.2%. In Napa it ranked 31 of 229, with a share up to 0.6% from 0.4%. In San Francisco-Oakland-Fremont, a far bigger market, it ranked 123 of 606.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2024–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Bridge Funding took 145 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 61.4% · Refinance 38.6%
Conventional 100.0% · of 132 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 132 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| San Francisco-San Mateo-Redwood City | 20 |
| San Jose-Sunnyvale-Santa Clara | 20 |
| San Rafael | 18 |
| Oakland-Fremont-Berkeley | 15 |
| Santa Rosa-Petaluma | 13 |
| Napa | 8 |
| Sacramento-Roseville-Folsom | 8 |
| Anaheim-Santa Ana-Irvine | 7 |
| Los Angeles-Long Beach-Glendale | 6 |
| Riverside-San Bernardino-Ontario | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 984500E0DAP87785C746 | 2024–2025 |
Established 27 December 2019. Reported under HMDA 2024-2025.
Mergers, name changes, data editions and corrections: First Bridge Funding's data.
First Bridge Funding's data
$215
First Bridge Funding and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First Bridge Funding's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]