Applications / Mortgage Analytics / Lenders / California / EZ Fundings / Competition
EZ Fundings
Rancho Cucamonga, CA · Independent non-bank lender · CFPB · 401 loans in 2025
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401
loans originated, 2025
517
applications, 2025
11
states and territories
0
gaps bigger than at similar lenders
Who EZ Fundings competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
EZ Fundings ranks 65th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $100.2M lent: 0.3% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EZ Fundings in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
EZ Fundings ranks 200th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $73.8M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EZ Fundings in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
EZ Fundings ranks 241st of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $10.3M lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EZ Fundings in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DETROIT-WARREN-DEARBORN, MI, 2025
EZ Fundings ranks 266th of 599 lenders in Detroit-Warren-Dearborn, MI, with $4.3M lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EZ Fundings in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BAKERSFIELD-DELANO, CA, 2025
EZ Fundings ranks 128th of 407 lenders in Bakersfield-Delano, CA, with $3.6M lent: 0.1% of a $4.24B market.
Bakersfield-Delano, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EZ Fundings in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
EZ Fundings ranks 451st of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $675K lent: 0.0% of a $21.35B market.
Portland-Vancouver-Hillsboro, OR-WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and EZ Fundings in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — FLINT, MI, 2025
EZ Fundings ranks 180th of 285 lenders in Flint, MI, with $555K lent: 0.0% of a $1.61B market.
Flint, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and EZ Fundings in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DENVER-AURORA-CENTENNIAL, CO, 2025
EZ Fundings ranks 638th of 754 lenders in Denver-Aurora-Centennial, CO, with $535K lent: 0.0% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and EZ Fundings in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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EZ Fundings and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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