Applications / Mortgage Analytics / Lenders / Texas / Envoy Mortgage / Competition
Envoy Mortgage
Houston, TX · Independent non-bank lender · CFPB · 5,501 loans in 2025
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5,501
loans originated, 2025
9,727
applications, 2025
49
states and territories
0
gaps bigger than at similar lenders
Who Envoy Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Envoy Mortgage ranks 127th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $84.2M lent: 0.1% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Envoy Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
Envoy Mortgage ranks 112th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $82.3M lent: 0.2% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Envoy Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Envoy Mortgage ranks 110th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $67.8M lent: 0.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Envoy Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Envoy Mortgage ranks 94th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $57.6M lent: 0.2% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Envoy Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
Envoy Mortgage ranks 80th of 592 lenders in Baltimore-Columbia-Towson, MD, with $55.6M lent: 0.3% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Envoy Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO ALASKA, 2025
Envoy Mortgage ranks 81st of 126 lenders in non-metro Alaska, with $630K lent: 0.1% of a $772.5M market.
non-metro Alaska is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Envoy Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 64% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MORGANTOWN, WV, 2025
Envoy Mortgage ranks 95th of 173 lenders in Morgantown, WV, with $485K lent: 0.1% of a $601.2M market.
Morgantown, WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Envoy Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO WEST VIRGINIA, 2025
Envoy Mortgage ranks 83rd of 299 lenders in non-metro West Virginia, with $2.8M lent: 0.2% of a $1.42B market.
non-metro West Virginia is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Envoy Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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