Applications / Mortgage Analytics / Lenders / Missouri / Delmar Financial Company
Saint Louis, MO · Independent non-bank lender · CFPB · 2,358 loans in 2025
Delmar Financial Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,358
loans originated, 2025
3,136
applications, 2025
37
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Delmar Financial Company, a St. Louis non-bank lender, is a purchase lender with a steady 1.9% of its home market and more lending to veterans and modest earners than most of its peers.
It ranked 12 of 637 lenders in St. Louis, with 1.9% of the market, the same as a year earlier. It has lent there since 1990. Its 2,358 loans rose 9%, the same as similar lenders, independent non-bank lenders making between half and twice as many loans, and close to the whole market's 10%.
Purchases made up 81.8% of its loans. Loans guaranteed by the Department of Veterans Affairs (VA) took 11.9%, against 6.4% at similar lenders, a higher share than more than four in five of them. Its typical loan, $255,000, was smaller than most similar lenders' $315,000.
Low- and moderate-income borrowers took 35.3% of its loans, against 28.0% at similar lenders, more than about three-quarters of them. Five years ago the share was 23.5%.
It turned down 1.5% of home-purchase applications and 1.1% of refinance applications, against 4.2% and 5.8% at similar lenders. Both rates are lower than at most of them. Elsewhere it is growing in Tallahassee, where its share rose from 0.5% to 1.1%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Delmar Financial Company took 3,136 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 81.8% · Refinance 18.2%
Conventional 64.0% · FHA 22.9% · VA 11.9% · USDA (RHS or FSA) 1.2% · of 2,358 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 680 | 28.8% |
| Illinois | 638 | 27.1% |
| South Carolina | 255 | 10.8% |
| Tennessee | 142 | 6.0% |
| Florida | 106 | 4.5% |
| Mississippi | 89 | 3.8% |
| North Carolina | 83 | 3.5% |
| Nebraska | 73 | 3.1% |
| Virginia | 71 | 3.0% |
| Kansas | 56 | 2.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 1,091 |
| Columbia | 105 |
| Kansas City | 91 |
| Tallahassee | 79 |
| Gulfport-Biloxi | 69 |
| Greenville-Anderson-Greer | 65 |
| Roanoke | 53 |
| Lincoln | 39 |
| Nashville-Davidson--Murfreesboro--Franklin | 38 |
| Charleston-North Charleston | 32 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493004T9SQFCNRQ2L76 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3842443 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7430889809 | |
| Respondent ID (the HMDA filer code before 2018) | 72482109991 | 1990–2011 |
Established 26 April 1966. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Delmar Financial Company's data.
Delmar Financial Company's data
$215
Delmar Financial Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Delmar Financial Company's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]