Applications / Mortgage Analytics / Lenders / North Dakota / Dakota West Credit Union / Competition
Dakota West Credit Union
Watford City, ND · Credit union · NCUA · $336 million assets · 8 loans in 2025
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8
loans originated, 2025
47
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Dakota West Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO NORTH DAKOTA, 2025
Dakota West Credit Union ranks 70th of 191 lenders in non-metro North Dakota, with $2.1M lent: 0.2% of a $1.04B market.
non-metro North Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Dakota West Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BISMARCK, ND, 2025
Dakota West Credit Union ranks 136th of 145 lenders in Bismarck, ND, with $135K lent: 0.0% of a $795.9M market.
Bismarck, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Dakota West Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Dakota West Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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