Applications / Mortgage Analytics / Lenders / Georgia / Credit Union Financial Services / Competition
Credit Union Financial Services
Decatur, GA · Non-bank lender · CFPB · 171 loans in 2025
Credit Union Financial Services's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
171
loans originated, 2025
218
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Credit Union Financial Services competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Credit Union Financial Services ranks 280th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $19.1M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Credit Union Financial Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO GEORGIA, 2025
Credit Union Financial Services ranks 182nd of 683 lenders in non-metro Georgia, with $8.4M lent: 0.1% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Credit Union Financial Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MACON-BIBB COUNTY, GA, 2025
Credit Union Financial Services ranks 38th of 328 lenders in Macon-Bibb County, GA, with $5.3M lent: 0.5% of a $1.01B market.
Macon-Bibb County, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Credit Union Financial Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — WARNER ROBINS, GA, 2025
Credit Union Financial Services ranks 78th of 299 lenders in Warner Robins, GA, with $2.5M lent: 0.2% of a $1.37B market.
Warner Robins, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Credit Union Financial Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GAINESVILLE, GA, 2025
Credit Union Financial Services ranks 129th of 336 lenders in Gainesville, GA, with $2.1M lent: 0.1% of a $1.67B market.
Gainesville, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Credit Union Financial Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
Credit Union Financial Services ranks 397th of 485 lenders in Daphne-Fairhope-Foley, AL, with $325K lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Credit Union Financial Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BIRMINGHAM, AL, 2025
Credit Union Financial Services ranks 475th of 523 lenders in Birmingham, AL, with $175K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Credit Union Financial Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — VALDOSTA, GA, 2025
Credit Union Financial Services ranks 152nd of 238 lenders in Valdosta, GA, with $335K lent: 0.0% of a $786.0M market.
Valdosta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Credit Union Financial Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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