Far below its peak
It made 1,246 loans in 2018, 4,358 in 2020 and 3,691 in 2021, then 717 in 2023. Since then its count has held near that level. Its typical rate was 3.12% five years ago against 6.50% in 2025, and the cheaper money of that time may account for much of the difference. In 2025 it fell 8% from 719, while similar lenders grew 1% and the whole market 10%. Similar lenders here are independent non-bank lenders making between half and twice as many loans.