Applications / Mortgage Analytics / Lenders / Tennessee / Consumer Credit Union
Greeneville, TN · Credit union · NCUA · $647 million assets · 287 loans in 2025
Consumer Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
287
loans originated, 2025
411
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Consumer Credit Union, a Greeneville, Tennessee, credit union, increased its home lending by 67% in 2025 and gained share in Knoxville, Johnson City, Kingsport and Morristown.
Its loans rose to 287 from 172, against growth of 6% for similar lenders, credit unions making between half and twice as many loans, and 10% for the whole market. Only about one in ten peers grew faster. It is still below the 454 it made in 2022.
In Morristown it ranks 11 of 268 lenders, with 2.0% of the market. In Johnson City its share rose to 1.7% from 0.7%, and in Knoxville to 0.5% from 0.1%. Eastman Credit Union leads in Johnson City, with $186.7M.
Its typical loan, $205,000, is about double peers' $105,000. Its typical rate, 5.69%, is lower than at more than nine in ten peers, against 6.88% for the group. Refinances made up 56.8% of its loans and purchases 36.2%. It turned down 14.8% of refinance applications, against 20.6% at peers.
Only 0.4% of its loans went to majority-minority neighborhoods, against 13.0% for peers. That may reflect the makeup of the Tennessee towns it serves. It does lend in poorer places: 18.8% of its loans went to low- and moderate-income neighborhoods, a higher share than at about two-thirds of peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Consumer Credit Union took 411 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 56.8% · Purchase 36.2% · Other 4.2% · Home improvement 2.8%
Conventional 100.0% · of 287 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 283 | 98.6% |
| Virginia | 4 | 1.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Morristown | 72 |
| Johnson City | 45 |
| Knoxville | 37 |
| Kingsport-Bristol | 30 |
| Cleveland | 2 |
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300R14I3DX6ZMWL07 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 425292 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560056 | 1994–2017 |
Established 1 January 1953. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Consumer Credit Union's data.
Consumer Credit Union's data
$215
Consumer Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Consumer Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]