Applications / Mortgage Analytics / Lenders / Tennessee / Commercial Bank / Competition
Commercial Bank
Harrogate, TN · State member bank · FRS · $2.3 billion assets · 255 loans in 2025
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255
loans originated, 2025
299
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who Commercial Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — KNOXVILLE, TN, 2025
Commercial Bank ranks 76th of 599 lenders in Knoxville, TN, with $21.3M lent: 0.3% of a $8.06B market.
Knoxville, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commercial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TENNESSEE, 2025
Commercial Bank ranks 105th of 746 lenders in non-metro Tennessee, with $15.4M lent: 0.2% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commercial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO KENTUCKY, 2025
Commercial Bank ranks 117th of 537 lenders in non-metro Kentucky, with $8.6M lent: 0.2% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commercial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — JOHNSON CITY, TN, 2025
Commercial Bank ranks 48th of 287 lenders in Johnson City, TN, with $5.6M lent: 0.4% of a $1.25B market.
Johnson City, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commercial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MORRISTOWN, TN, 2025
Commercial Bank ranks 48th of 268 lenders in Morristown, TN, with $3.4M lent: 0.4% of a $784.1M market.
Morristown, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commercial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Commercial Bank ranks 435th of 811 lenders in North Port-Bradenton-Sarasota, FL, with $1.3M lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commercial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MANHATTAN, KS, 2025
Commercial Bank ranks 153rd of 209 lenders in Manhattan, KS, with $245K lent: 0.0% of a $677.4M market.
Manhattan, KS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commercial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO NORTH CAROLINA, 2025
Commercial Bank ranks 368th of 762 lenders in non-metro North Carolina, with $2.2M lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commercial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Commercial Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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