Applications / Mortgage Analytics / Lenders / Virginia / City Lending / Competition
City Lending
Vienna, VA · Independent non-bank lender · CFPB · 980 loans in 2025
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980
loans originated, 2025
1,550
applications, 2025
25
states and territories
0
gaps bigger than at similar lenders
Who City Lending competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
City Lending ranks 96th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $116.8M lent: 0.2% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
City Lending ranks 116th of 592 lenders in Baltimore-Columbia-Towson, MD, with $29.3M lent: 0.1% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
City Lending ranks 239th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $10.3M lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
City Lending ranks 375th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $8.4M lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
City Lending ranks 290th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $7.6M lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SAN LUIS OBISPO-PASO ROBLES, CA, 2025
City Lending ranks 234th of 312 lenders in San Luis Obispo-Paso Robles, CA, with $715K lent: 0.0% of a $2.52B market.
San Luis Obispo-Paso Robles, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and City Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HICKORY-LENOIR-MORGANTON, NC, 2025
City Lending ranks 243rd of 374 lenders in Hickory-Lenoir-Morganton, NC, with $605K lent: 0.0% of a $2.28B market.
Hickory-Lenoir-Morganton, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and City Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ALBANY, OR, 2025
City Lending ranks 142nd of 216 lenders in Albany, OR, with $555K lent: 0.1% of a $799.8M market.
Albany, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and City Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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