Applications / Mortgage Analytics / Lenders / Virginia / Chain Bridge Bank
McLean, VA · National bank · OCC · $1.8 billion assets · 22 loans in 2025
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22
loans originated, 2025
26
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Chain Bridge Bank, a national bank in McLean, Virginia, now makes only a couple of dozen mortgages a year, a fraction of the 106 it made in 2020.
Its typical loan was $530,000 in 2025, against $185,000 at similar lenders (national banks making between half and twice as many loans). That is larger than nearly nine in ten of them. The pattern is not new: its typical loan was $790,000 in 2024 and $470,000 in 2020. With only 22 loans, though, the year-to-year swings mean little.
It made 22 loans in 2025, against 24 in 2024 and 106 in 2020. Its volume held above 100 in 2020 and 2021, then fell to 23 by 2023 and has stayed near that level since. The figures do not say why.
Its 22 loans were spread across 8 states and 14 counties. Virginia is its main state and the Washington metro area its largest market, where it has lent since 2008, the year it first reported. It lent in Nashville for the first time in 2025, and also in San Diego and North Port-Sarasota, markets it entered in 2022 and 2021. Every loan was conventional, as at similar lenders, and purchases made up 68.2% of the total.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Chain Bridge Bank took 26 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 68.2% · Refinance 27.3% · Other 4.5%
Conventional 100.0% · of 22 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Virginia | 14 | 63.6% |
| Florida | 2 | 9.1% |
| California | 1 | 4.5% |
| District of Columbia | 1 | 4.5% |
| Delaware | 1 | 4.5% |
| Maryland | 1 | 4.5% |
| Maine | 1 | 4.5% |
| Tennessee | 1 | 4.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Arlington-Alexandria-Reston | 14 |
| Frederick-Gaithersburg-Bethesda | 1 |
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
| North Port-Bradenton-Sarasota | 1 |
| Portland-South Portland | 1 |
| San Diego-Chula Vista-Carlsbad | 1 |
| Washington | 1 |
| West Palm Beach-Boca Raton-Delray Beach | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 25490041Y3ITG7RD6H37 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3597211 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 124755 | 2008–2017 |
Established 6 August 2007. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: Chain Bridge Bank's data.
Chain Bridge Bank's data
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