Applications / Mortgage Analytics / Lenders / California / Cake Mortgage / Competition
Cake Mortgage
Los Angeles, CA · Independent non-bank lender · CFPB · 3,122 loans in 2025
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3,122
loans originated, 2025
4,889
applications, 2025
42
states and territories
0
gaps bigger than at similar lenders
Who Cake Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Cake Mortgage ranks 12th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $1.69B lent: 1.5% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cake Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Cake Mortgage ranks 83rd of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $115.5M lent: 0.2% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cake Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
Cake Mortgage ranks 80th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $83.9M lent: 0.2% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cake Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
Cake Mortgage ranks 90th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $76.8M lent: 0.2% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cake Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Cake Mortgage ranks 103rd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $71.5M lent: 0.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cake Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO UTAH, 2025
Cake Mortgage ranks 157th of 349 lenders in non-metro Utah, with $4.2M lent: 0.1% of a $6.01B market.
non-metro Utah is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cake Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LEXINGTON-FAYETTE, KY, 2025
Cake Mortgage ranks 114th of 389 lenders in Lexington-Fayette, KY, with $4.0M lent: 0.1% of a $3.62B market.
Lexington-Fayette, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cake Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO HAWAII, 2025
Cake Mortgage ranks 104th of 199 lenders in non-metro Hawaii, with $3.5M lent: 0.1% of a $2.45B market.
non-metro Hawaii is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cake Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Cake Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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