Applications / Mortgage Analytics / Lenders / Pennsylvania / C-B-W Schools Federal Credit Union
Sidman, PA · Credit union · NCUA · $128 million assets · 25 loans in 2025
C-B-W Schools Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
25
loans originated, 2025
28
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
C-B-W Schools Federal Credit Union is a very small mortgage lender in Pennsylvania, with 25 loans in 2025, and it has reported its lending since 1994.
Its 25 loans compare with 30 at the typical similar lender (credit unions making between half and twice as many loans). At that scale a single loan moves any share by several points, so its mix of borrowers, neighborhoods and prices says little about how it lends.
It made 63 loans in 2021 and 57 in 2020, the most in its recent record. It filed no report for 2022, which is a gap in the record rather than a year without lending. Since then it has made between 18 and 25 loans a year, a little below 2018 and 2019.
Johnstown is its biggest market, where it has lent since 1994. It ranks 37 of 143 lenders there, in a market led by First Commonwealth Bank and First National Bank of Pennsylvania. Its lending stays in one state and four counties.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. C-B-W Schools Federal Credit Union took 28 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 44.0% · Home improvement 28.0% · Purchase 16.0% · Other 12.0%
Conventional 100.0% · of 25 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 25 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Johnstown | 18 |
| Pittsburgh | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900YVNHCJ44QMIS36 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 907789 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 511374 | 1994–2017 |
Established 1 January 1956. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: C-B-W Schools Federal Credit Union's data.
C-B-W Schools Federal Credit Union's data
$215
C-B-W Schools Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy C-B-W Schools Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]