Applications / Mortgage Analytics / Lenders / California / Bay Equity / Competition
Bay Equity
Corte Madera, CA · Independent non-bank lender · CFPB · 4,443 loans in 2025
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4,443
loans originated, 2025
6,552
applications, 2025
46
states and territories
0
gaps bigger than at similar lenders
Who Bay Equity competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Bay Equity ranks 65th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $191.4M lent: 0.3% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bay Equity in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
Bay Equity ranks 56th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $179.7M lent: 0.4% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bay Equity in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Bay Equity ranks 75th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $156.6M lent: 0.3% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bay Equity in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
Bay Equity ranks 91st of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $74.1M lent: 0.2% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bay Equity in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
Bay Equity ranks 61st of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $72.0M lent: 0.3% of a $21.35B market.
Portland-Vancouver-Hillsboro, OR-WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bay Equity in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CHAMBERSBURG, PA, 2025
Bay Equity ranks 136th of 228 lenders in Chambersburg, PA, with $545K lent: 0.1% of a $789.3M market.
Chambersburg, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bay Equity in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BURLINGTON-SOUTH BURLINGTON, VT, 2025
Bay Equity ranks 133rd of 146 lenders in Burlington-South Burlington, VT, with $245K lent: 0.0% of a $1.59B market.
Burlington-South Burlington, VT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bay Equity in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — APPLETON, WI, 2025
Bay Equity ranks 180th of 257 lenders in Appleton, WI, with $505K lent: 0.0% of a $1.70B market.
Appleton, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bay Equity in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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