Applications / Mortgage Analytics / Lenders / California / Bank Irvine
Irvine, CA · Depository institution · FDIC · 15 loans in 2025
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15
loans originated, 2025
20
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank Irvine, a bank in Irvine, California, filed its first mortgage report in 2025, showing a handful of large loans close to home.
The bank reported under the federal mortgage-disclosure rules for the first time in 2025, so there is no history to judge it against. It made 15 loans, against 53 at a typical similar lender (depository lenders making between an eighth and eight times as many loans). Most were refinances, and all were conventional. Fifteen loans are too few to read much into.
Its 15 loans came to $21.3 million, more than the $17.7 million of a typical similar lender making more than three times as many. Its typical loan was $1.1 million, against $205,000. With so few loans, a handful of big ones sets that figure, and it is too early to call the bank a lender of jumbo loans, those larger than the conforming limit.
All its lending was in California, across three metros. In Los Angeles, where JPMorgan Chase Bank leads with $8.87B, it ranks 327 of 757 lenders. In Riverside it ranks 560 of 707. One year of reports cannot show whether home loans are a growing line for the bank or a sideline.
Similar lenders: same lender type, originations between an eighth and eight times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank Irvine took 20 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 60.0% · Purchase 40.0%
Conventional 100.0% · of 15 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 15 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Anaheim-Santa Ana-Irvine | 12 |
| Los Angeles-Long Beach-Glendale | 2 |
| Riverside-San Bernardino-Ontario | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549000U02CCY5TWKA10 | 2025–2025 |
Established 18 October 2022. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: Bank Irvine's data.
Bank Irvine's data
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